Think Your Bank Is Charging You Illegal Credit Card Fees?

Our Ohio Class Action Lawyers Can Help

Almost everyone today has a credit card, and many people have accidentally overcharged that card or forgotten to make payments on time, resulting in various fees from that person’s bank.  You might be surprised to learn that banks do not have free license to charge whatever they want for late fees or administrative charges.  If you feel that your bank has overcharged you for a late fee or administrative cost when using your credit card, contact an Ohio class action lawyer from Kitrick, Lewis & Harris, Co. L.P.A.

Our attorneys have decades of combined experience fighting against unfair and deceptive business practices, including illegal credit card and other bank fees.  These cases typically revolve around contract law, which is a very complex part of the modern legal world.  However, our attorneys have the experience necessary to understand your options.  We work one on one with all our clients, and we will make sure you understand what is going on with your case.  Joining a massive class action lawsuit can be intimidating, but our legal professionals will guide you through it and ensure that you are comfortable with how the case is proceeding.

Examples of Class Action Lawsuits against Banks

U.S. contract and statutory law limits what a bank may charge for late fees, overcharge fees, or other administrative costs.  When a person writes a bad check, uses a credit card, or overcharges a credit card, the issuing bank may fine that individual for the damages caused by the mistake.  Any charges over the amount set up by U.S. law constitutes a penalty, which is illegal.  Our attorneys can point to previous class action rulings and illustrate to a judge and jury that you were unfairly charged.

Consumers recently brought claims against T.D. Bank, saying that the bank charged them illegal “administrative fees” in connection with their VISA gift cards.  This case is still pending.  In May of this year, almost 500,000 people joined a class action lawsuit against twelve foreign and national banks, alleging that the banks charged over $5 billion in illegal credit card fees.  This case is also still pending.

Let Our Attorneys Make Your Voice Heard

Filing a lawsuit against a banking giant alone is an incredibly difficult task.  As you might imagine, banks have almost inexhaustible financial resources available to fight these lawsuits.  However, when you join your claim to thousands of others, you help create a force that banks cannot ignore or easily shut down.  A class action lawsuit can help you receive fair compensation for your loss in addition to making sure that banks and other institutions must modify their illegal business tactics.  Handling a complex class action lawsuit is one of the most difficult tasks in the legal world – but our attorneys are ready.  We relish the tough cases, because we know we can help victims receive justice.  If you suspect that your bank is charging you illegal credit card fees, contact an experienced Ohio class action attorney from Kitrick, Lewis & Harris, Co. L.P.A. today to set up a free consultation with our lawyers.